Real estate investors are constantly balancing the dual priorities of building long-term wealth through property ownership and maintaining liquidity to capitalize on emerging opportunities. While mortgages and lines of credit provide some flexibility, these tools are limited by debt ratios, interest rates, and market conditions. A strategy gaining traction among high-net-worth Canadian investors involves...

Canada’s housing market is being pulled in different directions by interest rates, affordability pressures, and shifting population dynamics. New analysis from Edge Realty Analytics, in an August report, highlights how these broader forces are likely to shape both housing demand and supply.

Interest Rates and Affordability

The Bank of Canada’s policy path remains a central influence on housing. Market...

Pensions CAN Make All the Difference

For many Canadians, mortgage qualification remains the biggest hurdle between them and their next property. Even with the right down payment, stricter income-use rules and stress test guidelines mean that buyers, and even seasoned investors, often fall just short of the numbers they need.

One overlooked solution? Pension income.

Most buyers are surprised to learn...